Should independent bike retailers fear the BREXIT fallout?

If you follow cycle biz news as I do you may think that the BREXIT propaganda is still in full swing.Be it currency devaluation or full blown zombie apocalypse with the economy crashing and most of us losing jobs, it seems the future of cycle sales is not great. In this article I will
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Is it a trade or a hobby – working tax credits

There seems to be an increasing scrutiny lately by HMRC into working tax credits claimed by self employed people. The general mode of enquiry seems to be questioning if the income is so small as to allow claiming for working tax credit, is it actually a trade? Or a hobby, which will n
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Direct marketing fear

Let me state this upfront – I am no direct marketing expert. But it is such an important topic that I feel the need to share the little that I know with my clients. The below is mostly relevant for direct mail – good old letters through a post box. While many of the princi
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How to write an effective sales letter

Not sure about you but I hope to find one of these leaflets in my letterbox everytime I come home! Simple and irresistible Sales letters can be very powerful if written well and bring you significant increase in sales when used as part of well targeted direct mail strategy. By using t
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Is it immoral to pay lower taxes?

I was having a discussion recently with a potential client and as is my custom I presented to them the most tax efficient way to withdraw funds from their limited company using a few income level scenarios. Both directors were quite surprised at the amount of tax they would be able to
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